Compare every available retailer. None of them pay us a cent.
Comparison sites only show the retailers that pay them. We refuse commissions and compare them all.
- $0 to join
- No saving, no fee
- If no better rate is found in 12 months, you get $100 off your next bill (in NZD)
Every line on the bill, not just the headline rate
A comparison is only as good as what it looks at. Most stop at the usage rate. A business bill has four moving parts, and a cheaper usage rate can still leave you paying more.
Usage rates, across every band
Peak, shoulder and off peak, measured against what you actually consume in each band rather than an assumed profile. If your bill is flat rate and the offer is time of use, we allocate your usage across the bands before comparing, so the number holds up.
The daily supply charge
A fixed amount you pay every day whether you use any energy or not. Across a year it is real money before a single kilowatt hour, it varies by network, and it is the part most comparisons leave out entirely.
Demand charges
On a demand tariff, your single highest half hour in the month sets a charge you then pay every month. Two offers with identical usage rates can be thousands apart once demand is counted.
Metering and market charges
Metering, market operator fees and any retailer service charges. Small on their own, and collectively where a tempting headline rate quietly gets made back.
We compare every available retailer in your area, including the ones that pay us nothing, because we refuse retailer commissions. Rates are compared excluding GST.
Who pays your comparison site?
Comparison sites and brokers
Termina
Three things to check before you sign any offer
“30% discount”, off what?
Most discounts apply to a variable base rate the retailer can change at any time. The discount stays fixed. The rate underneath it does not.
Does the discount have conditions?
Pay on time or it vanishes. Benefit periods expire and the rate snaps back. Check what the discount depends on before you count it.
What happens after you sign?
A one-off quote ends the day you sign. We review your prices every month, and if there’s anything cheaper we switch you, backed by our savings guarantee.
Already have an offer? Send it through. We’ll run it against the same usage, count every fee on both sides, and tell you plainly which one costs less.
What clients found
“With Termina’s business model it’s sort of a no-brainer.”Adam Purss, CFO, Vets Central
Before you compare
Do you really compare every retailer?
We compare every available retailer for your address and usage, including the ones that don’t pay commissions. Comparison sites only show retailers that pay them.
How accurate is the number without a bill?
A postcode gives you an estimate. The PDF bill from your retailer gives an exact number, because it carries your real rates, usage and tariff.
How do you get paid?
We refuse retailer commissions, so the only way we get paid is a share of what we save you, split 50/50. It sits inside your rates rather than arriving as a separate bill. $0 to join. No saving, no fee.
What does signing actually commit me to?
You authorise us to compare retailers and move you to the lowest rate on your behalf. There is no lock-in, and we will not switch you to anything without showing you the savings first.
How often do you check my rate?
Every month. When a lower rate appears we switch you, and your unit prices stay the same between switches.
Compare every retailer for your postcode
About 60 seconds. $0 to join, nothing to sign to see your number.
Compare My Rates